Our Team

Our Financial & Insurance Professionals

Our mission is to work closely with our clients to design financial strategies that provide confidence and clarity while also helping to protect their future. Using customized plans that are created through a true partnership, we empower our clients to weather the inevitable challenges that our complex financial world presents.

John V Moody
President

Professionally, I am passionate about helping individuals, families and businesses with retirement and wealth planning, providing personalized strategies to secure their financial future and achieve long-term goals.  I am also a real estate agent, leveraging my expertise to guide clients through the process of buying and selling property.  Additionally, with a strong commitment to community service and financial empowerment, I am an active member of CERT (Community Emergency Response Team), where I contribute to local emergency preparedness and resilience.

Personally, North Olmsted isn’t just where I live and work—it’s home in every sense of the word. For over 25 years, I’ve shared life’s journey with my wonderful wife, and together we’re proud parents of an amazing son. Our roots run deep in this community, and I’m grateful for the chance to give back through active involvement at St. Brendan Church. Whether I’m participating in church activities or connecting with neighbors, I find joy in building lasting relationships and making a positive impact right here where my story began.

To elevate your investment management and financial planning experience, we’ve partnered with Gradient Investments, LLC — a privately owned, SEC-registered investment advisor. Gradient Investments supports financial advisors nationwide, delivering professional money management services, investment research and strategy, and portfolio support based on your unique objectives. Through this partnership, we’re able to offer you innovative strategies and personalized retirement planning services. Please be advised that Gradient Investments, LLC, and JVM Financial operate independently. 

This endorsement of Gradient Investments, LLC is provided by an investment advisor who refers clients to Gradient Investments, LLC. A conflict of interest exists because this investment advisor receives a portion of the annual management fee charged by Gradient Investments, LLC, based on the assets under management of this investment advisor’s clients. This endorsement could assist in the investment advisor increasing the assets placed with Gradient Investments, LLC, and therefore their compensation. These investment advisors are not affiliated with or supervised by Gradient Investments, LLC. Endorsing investment advisor is also a client of Gradient Investments, LLC.

Our Strategic Partners

Gradient Investments, LLC

MICHAEL BINGER, CFA®

President of Gradient Investments,
LLC

As President, Michael is the leader of Gradient Investments and has been with the firm since 2012. He brings more than 35 years of industry experience, including prior roles managing multi-billion-dollar portfolios for an institutional asset manager. Michael is a CFA® charter holder and is a frequent contributor on CNBC, Fox Business, Barron’s, and the Wall Street Journal.

Keith Gangl, CFA®

Senior Portfolio Manager of Gradient Investments, LLC

Keith joined Gradient Investments in 2018 and has more than 30 years of industry experience. Prior roles include senior portfolio manager for a large institutional asset management firm, managing a multi-billion-dollar portfolio. Keith is a CFA® charter holder, managed a Lipper Award-winning mutual fund, and has been featured in media outlets such as CNBC, Bloomberg, Investor’s Business Daily, Nasdaq and Reuters.

Kyle Bergacker, CFA®

Portfolio Manager of Gradient Investments,
LLC

Kyle joined Gradient Investments in 2025 and has more than 15 years of financial services experience. Prior roles include portfolio manager with a couple of large international institutional asset management firms, also was an advisor with a retail wealth advisory firm. Kyle has developed experience with financial advice, asset allocation, and investment analysis across the asset spectrum. He is a CFA® charter holder and has appeared on the Schwab network.